Thank you for stopping by...Auto insurance is mandated by law and most responsible types comply so as to not transfer the burden of loss onto others.  Health care legislation passed by congress and known as "Obama-Care", has a mandated component, but that may be reversed by our Supreme Court this summer.  But here again, most responsible people obtain needed health care through their employer or purchase it privately as to not hoist their medical bills on to an already burdened health care system.  To those looking for the most affordable health care policy with the best coverage, I am delighted to assist.

Life insurance, which everyone who desires a complete financial plan should purchase, has become amazingly inexpensive for the benefits guaranteed by the insurance company.  It is called premium/benefit.  For the cost, life insurance can be one of the single most important (and potentially most compensating) purchases one can fit into the household budget.  

Purchasing healthcare and life insurance online has never been easier, but before doing so, people clearly want to know who they are doing business with.  To help those who I am privileged to do business with in this fashion, I provide a brief background.

A U.C. Berkeley Alumni (Econ'73), I spent my first years as a stockbroker and then became a wholesaler for a mutual fund that invested in U.S. Treasury securities only.  From there, I successfully ran my own investor relations firm.

In the summer of 2005, I closed my investor relations business of some 20 years, sold my last home, and obtained a California real estate brokers license with the intent of assisting homeowners in the notice of default stage. Little did any of us know, it would turn out to be a full blown rout as real estate prices declined beyond most expectations.

Life and health insurance is something we all need. In order to serve the growing population of seniors who are entering social security and applying for Medicare, I obtained my California insurance license in life and health.  Today, I am appointed with Aetna, Anthem/Blue Cross, Blue Shield, Cigna, Care 1st, CareMore, Central Health, Easy Choice, HealthNet, Humana, Scan Health, United Healthcare and Mutual of Omaha to offer their Medicare Advantage and Supplement products. 

So again, let me say, "thank you!" for the opportunity to be of service to you. I bring years of practical business and financial experience in helping you in your quest to make sound decisions regarding your insurance and real estate needs.

California Real Estate:

If you are thinking about listing your property for sale, then you found the right broker as I will offer you a substantially discounted listing fee.  If you are a buyer driven by the economic logic (and yes, you can be "absolutely in love" with the place!) behind a new home purchase, then we would very much like to represent you as buyers agent.

I am a member of the California Desert Association of Realtors, where we have an office in Palm Desert to serve our valued customers in the Coachella Valley area as well. I am also a member of the South Bay Association of Realtors and proud to broker for one of Southern California's most successful real estate agents, Mr. Bob Salim.  Bob covers Manhattan Beach (South Bay) where he has completed over $300 million in sales. Bob represents some of the most beautiful properties in the beach community.

Bob can be reached at: http://www.classicbeachproperties.com 

I am also a member of the powerful mls.com (CLAW) covering from Ventura to Orange Counties.  Additionally, I have also completed over 100 BPO's (broker price opinions) in Los Angeles County for one of the nations largest loan servicers.

So, why not deal with someone who will not compromise on service, but is more than willing to work with you on fees?  We learned along time ago that putting the customer's needs first - always pays off in the long run.  Keeping you as a client for life is the key to success in this business.

California Department of Real Estate License: 01722105

 Life and Health Insurance:

I am a licensed agent in California and 31 other states for life and health insurance and am proud to be appointed  with Aetna, Cigna, United Health One/Golden Rule, Anthem Blue Cross, Blue Shield, Kaiser Permanente for major medical and Mutual of Omaha for life insurance.

Click the below link to create your own health insurance quote from United Health One/Golden Rule.

https://www.uhone.com/quote/GetQuote.ashx?BrokerID=AA4268325&ArrangementID=02

If you, or someone you know, is turning 65 and preparing to enroll for Social Security and Medicare, please contact me so we can schedule an appointment to discuss a Medicare Advantage plan (with all the benefits of Medicare plus more) for $0.00 monthly premium.  

California Department of Insurance license #0H38353

Also licensed in: AK,AL,AR,AZ,DE,GA,IA,IL,IN,KY,LA,MD,ME,MI,MO,MS,MT,NC,NE,NV,OH,OK,OR,PA,SC,SD,TN,TX,VA,WI,WV,WY

Thank you for the opportunity to earn your business!

702-306-1396 cell

hootgibsonbroker@gmail.com